Belton Homes under $500,000

Belton Homes under $500,000

Welcome to Belton, Texas – a charming city nestled in Bell County that perfectly blends small-town warmth with modern conveniences. Known for its rich history and vibrant community spirit, Belton boasts a picturesque downtown area filled with unique shops, delightful eateries, and cultural landmarks. With its scenic parks, beautiful lakes, and a variety of recreational activities, Belton is an ideal place for families, retirees, and everyone in between.

One of the most appealing aspects of Belton is the affordability of its housing market. Here, you can find an array of homes priced under $500,000, making it an attractive destination for first-time buyers and those looking to settle down without breaking the bank. Whether you’re in search of a cozy single-family home, a charming cottage, or a spacious property with room to grow, Belton offers a diverse selection to suit your needs.

The city’s welcoming atmosphere is complemented by top-rated schools, a strong sense of community, and a variety of local events that foster connections among residents. With easy access to major highways, Belton is conveniently located just a short drive from the larger cities of Killeen and Temple, providing residents with the best of both worlds – a peaceful retreat with urban amenities at your fingertips.

If you’re considering a move to Belton, you’ll find that this delightful city not only offers affordable housing options but also a lifestyle filled with charm, community, and endless possibilities. Come and discover the home of your dreams in Belton, Texas!

Newest Belton Homes under $500,000

1479 Luker Road, Belton
$190,000
3 Beds ⋅ 2 Baths ⋅ 627076 MLS
This is the perfect home for first time home buyers or someone looking to size down! Its a 3 bedroom/2bath home with 2 living areas and out of the city limits which means that you can have a horse or 4-H animals. It sets on approximately 1 acre. It has several outbuildings including a barn\. It does need someone that can see the potential of this property.

1479 Luker Road, Belton

Listing courtesy of eXp Realty LLC. Contact: 888-519-7431
2113 Jefferson Court, Belton
$249,000
5 Beds ⋅ 2 Baths ⋅ 627424 MLS
Welcome home to this beautifully updated five-bedroom, two-bathroom home offering the perfect combination of space, comfort, and modern style! Featuring a classic four-sided brick exterior, this inviting home is filled with thoughtful updates and charming details throughout. Step inside to discover fresh interior paint, new laminate flooring, new carpet, and updated light fixtures that create a bright and welcoming atmosphere. The spacious kitchen is sure to impress with gorgeous granite countertops, a stylish subway tile backsplash, stainless steel appliances, and a convenient pantry offering plenty of storage. With five bedrooms, there is plenty of flexibility for family, guests, a home office, or whatever suits your lifestyle! The primary suite offers a relaxing retreat complete with a double vanity, a soaking tub and shower combination, and a walk-in closet. An interior laundry room adds everyday convenience. Outside, enjoy the covered front porch, perfect for welcoming guests or enjoying your morning coffee, while the covered back patio provides a wonderful space for outdoor entertaining, weekend barbecues, or simply relaxing after a long day. Additional updates include fresh exterior paint and a new impact-resistant architectural shingle roof installed in 2026, offering added value and peace of mind. With its versatile layout, beautiful updates, and timeless brick exterior, this move-in-ready home has so much to offer. Don't miss your opportunity to make it yours!

2113 Jefferson Court, Belton

Listing courtesy of Two Lakes Real Estate. Contact: 254-316-9606
2145 Yturria Drive, Belton
$439,900
4 Beds ⋅ 3 Baths ⋅ 627392 MLS
Picture this: coffee on the covered patio, kids on the tree swing, and a live oak big enough to have its own zip code. Welcome home. This Carothers-built 4 bed, 2.5 bath brings classic brick and Austin stone together with two living areas and two dining spaces, so there's room to spread out and room to come together. The heart of the home? A corner stone fireplace, a lighted tray ceiling, and a kitchen that keeps the party close. White cabinetry, dark granite, a center island, and a stone breakfast bar where everyone ends up, every single time. Formal dinners have a dining room. Busy mornings have a sunny breakfast nook. Work-from-home days have a front office with arched windows. At the end of the day, the primary suite is your escape: vaulted ceiling, rain shower, soaking tub, and a walk-in closet with built-ins and its own window. Out back, a covered patio runs the length of the house, with a privacy fence and storage shed. Bring the string lights. This yard was made for it.

2145 Yturria Drive, Belton

Listing courtesy of eXp Realty. Contact: 888-519-7431
2126 S Wall Street, Belton
$199,000
2 Beds ⋅ 2 Baths ⋅ 625209 MLS
Belton ISD, half an acre, and minutes to I-35. This 2 bedroom, 1.5 bath home on S Wall St offers a rare combination of location, land, and affordability in one of Central Texas's most sought-after school districts. Inside, the open living area flows into an eat-in kitchen with range, built-in microwave, dishwasher, and refrigerator, creating an easy, functional layout for everyday living. A flex room with an adjoining half bath gives you options as a home office, playroom, guest space, or second living area. The real standout is the lot. At approximately 0.53 acres (roughly 110' x 208'), there is room to garden, play, entertain, park extra vehicles, add a shop, or plan for future expansion, subject to City of Belton guidelines. A covered patio, chain link fencing, mature trees, and a storage building round out the exterior. Practical features include a metal roof, central heat and air, natural gas, city water and sewer, and no HOA. Location is everything here. You are just off Loop 121 with quick access to I-35, making commutes to Temple, Killeen, Fort Cavazos, Georgetown, and Austin simple, while downtown Belton, UMHB, Belton Lake, and local shopping and dining are all close by. Whether you are a first-time buyer, downsizing, or looking for a property with room to grow, this is an opportunity to own land in Belton ISD at an attainable price point. Schedule your showing today!

2126 S Wall Street, Belton

Listing courtesy of Two Lakes Real Estate. Contact: 254-780-5466
428 Armstrong Drive, Belton
$296,000
3 Beds ⋅ 2 Baths ⋅ 627334 MLS
Welcome home to this charming three-bedroom, two-bath property offering inviting curb appeal and a thoughtfully designed floor plan. Natural light fills the living spaces, creating a warm and welcoming atmosphere, while vaulted ceilings in the bedrooms add a sense of openness. Ideally situated near schools, shopping, dining, and a neighborhood park with a playground, this move-in-ready home offers the perfect combination of comfort, convenience, and easy everyday living.

428 Armstrong Drive, Belton

Listing courtesy of Covington Real Estate, Inc.. Contact: 254-939-3800
5126 Dauphin Drive, Belton
$318,500
3 Beds ⋅ 3 Baths ⋅ 627276 MLS
* Photos Coming Soon* Check out this beautifully maintained two-story home in the desirable Three Creeks subdivision of Belton. Built in 2016 and offering 2,167 square feet, this 3-bedroom, 3-bathroom home combines functional living space with thoughtful details and an ideal floor plan. The main-level primary suite offers convenience and privacy, featuring a spacious bedroom and an ensuite bathroom with a separate shower and large soaking tub. The kitchen features granite countertops and opens to the dining area, with a beautiful arched opening connecting the space to the living room for an open yet defined feel. A stunning staircase with iron balusters adds an elegant architectural touch and serves as a focal point of the home. Upstairs, the flex space provides room for a home office, game room, media area, or additional living space. There is no carpet in the main living areas or upstairs flex space, making everyday maintenance a little easier. A spacious indoor laundry room provides plenty of room for organization and storage. Beyond the home itself, Three Creeks offers an exceptional lifestyle with community amenities including walking trails, a volleyball court, playground, community fire pits, and private access areas along the Lampasas River for fishing, kayaking, and nature viewing. Conveniently located in Belton, this home offers comfortable living, attractive architectural details, and access to outdoor amenities that make Three Creeks such a desirable place to call home.

5126 Dauphin Drive, Belton

Listing courtesy of Real Broker, LLC. Contact: 530-355-1026
4219 Birdwatchers, Belton
$340,000
3 Beds ⋅ 2 Baths ⋅ 627267 MLS
Sunrise views over Stillhouse Hollow Lake take center stage at this 3-bedroom, 1.5-bath home in Belton, TX. With 1,733 square feet and a private balcony overlooking the water, it offers a scenic setting for morning coffee, evening conversation, and watching the sky change colors. Inside, the open living and dining areas feature solid wood flooring, abundant windows, and an easy flow for everyday living and entertaining. Glass doors connect the gathering spaces to the outdoors, bringing the wooded surroundings into view. The kitchen offers extensive wood cabinetry, generous counter space, tile flooring, and a breakfast bar that keeps the cook connected to the conversation. Three bedrooms provide flexible space for guests, hobbies, or a home office. The full bathroom features two separate vanities and a tub/shower combination, while the laundry area shares space with the convenient half bath. Mature trees frame the home and complement its relaxed setting. Located less than 2 miles from the Stillhouse Park boat ramp, this Belton home with lake views puts boating, fishing, and time on the water within easy reach. Nearby schools and shopping, plus downtown Belton less than 10 miles away, keep daily conveniences close. Enjoy scenic sunrises, room to unwind, and convenient access to outdoor recreation on Stillhouse Hollow Lake.

4219 Birdwatchers, Belton

Listing courtesy of Keller Williams Lone Star Realty. Contact: 512-868-1771
4219 Birdwatchers Dr, Belton
$340,000
3 Beds ⋅ 2 Baths ⋅ 8868520 MLS
Sunrise views over Stillhouse Hollow Lake take center stage at this 3-bedroom, 1.5-bath home in Belton, TX. With 1,733 square feet and a private balcony overlooking the water, it offers a scenic setting for morning coffee, evening conversation, and watching the sky change colors. Inside, the open living and dining areas feature solid wood flooring, abundant windows, and an easy flow for everyday living and entertaining. Glass doors connect the gathering spaces to the outdoors, bringing the wooded surroundings into view. The kitchen offers extensive wood cabinetry, generous counter space, tile flooring, and a breakfast bar that keeps the cook connected to the conversation. Three bedrooms provide flexible space for guests, hobbies, or a home office. The full bathroom features two separate vanities and a tub/shower combination, while the laundry area shares space with the convenient half bath. Mature trees frame the home and complement its relaxed setting. Located less than 2 miles from the Stillhouse Park boat ramp, this Belton home with lake views puts boating, fishing, and time on the water within easy reach. Nearby schools and shopping, plus downtown Belton less than 10 miles away, keep daily conveniences close. Enjoy scenic sunrises, room to unwind, and convenient access to outdoor recreation on Stillhouse Hollow Lake.

4219 Birdwatchers Dr, Belton

Listing courtesy of Keller Williams Realty Lone St. Contact: (254) 721-3551
5315 Denmans Loop, Belton
$474,900
3 Beds ⋅ 2 Baths ⋅ 5620695 MLS
THIS PROPERTY IS A MAGNIFICENT OFFERING WITH ALL THAT'S NEEDED FOR THE LEISURELY LAKE LIFE. OUTSTANDING CURB APPEAL THAT SHOWS PRIDE IN OWNERSHIP WITH A MANICURED YARD, AMPLE PARKING, AND AN OUTSTANDING METAL BUILDING THAT CAN SERVE AS RV/BOAT STORAGE OR A SHOP. THIS LOVELY ALL BRICK HOME HAS 3 BEDROOMS, 2 BATHS AND AN OFFICE/FLEX SPACE. THE EXPANSIVE LIVING AREA IS FLOODED WITH NATURAL LIGHT AND HAS A NICE VIEW OF THE OUTBACK. KITCHEN/INFORMAL DINING IS A SHOW STOPPER WITH LOTS OF COUNTER SPACE, CUSTOM CABINETS, EXTRA STORAGE, TILE FLOORING, RO WATER FILTER AND A PRETTY BRICK BACKSPLASH. INFORMAL DINING AREA WITH A VIEW OF BELTON LAKE. LARGE MASTER SUITE BOASTS A WALK-IN CLOSET AND A MASTER BATH WITH A GARDEN TUB AND A SEPARATE ADA SHOWER. HERE'S A BIG DEAL - ALL BATHROOMS HAVE HEATED FLOORS FOR NO MORE COLD FEET ON THOSE WINTER DAYS. TAKE A WALK OUTBACK TO SEE WHAT YOU'VE BEEN WAITING FOR. THE LARGE COVERED BACK PORCH GIVES YOU THE MESMERIZING LAKE VIEW AND A VIEW OF THE LAKE VALLEY. THIS IS THE PLACE YOU WILL GRILL AND CHILL. BACK YARD FEATURES AN EXCEPTIONAL IRON FENCE THAT DOESN'T BLOCK THE VIEW OF THE GREAT OUTDOORS. THE 916 SFT METAL BUILDING HAS 220/110, 2 ROLL UP DOORS FOR DRIVING IN AND ANOTHER FOR A SIDE ENTRANCE. GARAGE IS CURRENTLY USED AS A MAN-CAVE BUT CAN BE CONVERTED BACK FOR PARKING. 2 CAR CARPORT WITH STORAGE SHED THAT COULD BE USED FOR GOLF CART/MOTORCYCLE STORAGE WITH A SMALL GREENHOUSE ATTACHED. 2025 ROOF AND OTHER UPDATES TO INCLUDE SECURITY CAMERA'S, INTERIOR PAINT, PATIO DOOR, AND EXTERIOR LIGHTING. ALL OF THIS AND A LOW TAX RATE BEING OUT OF THE CITY LIMITS MAKES THIS PROPERTY AN OUTSTANDING VALUE. BELTON ISD.

5315 Denmans Loop, Belton

Listing courtesy of Native Real Estate. Contact: (254) 228-6674
502 Mitchell Street, Belton
$90,000
3 Beds ⋅ 2 Baths ⋅ 627198 MLS
Perfect investment home in the heart heart of Belton

502 Mitchell Street, Belton

Listing courtesy of Duke Realty. Contact: 512-228-2886
5315 Denmans Loop, Belton
$474,900
3 Beds ⋅ 2 Baths ⋅ 626795 MLS
THIS PROPERTY IS A MAGNIFICENT OFFERING WITH ALL THAT'S NEEDED FOR THE LEISURELY LAKE LIFE. OUTSTANDING CURB APPEAL THAT SHOWS PRIDE IN OWNERSHIP WITH A MANICURED YARD, AMPLE PARKING, AND AN OUTSTANDING METAL BUILDING THAT CAN SERVE AS RV/BOAT STORAGE OR A SHOP. THIS LOVELY ALL BRICK HOME HAS 3 BEDROOMS, 2 BATHS AND AN OFFICE/FLEX SPACE. THE EXPANSIVE LIVING AREA IS FLOODED WITH NATURAL LIGHT AND HAS A NICE VIEW OF THE OUTBACK. KITCHEN/INFORMAL DINING IS A SHOW STOPPER WITH LOTS OF COUNTER SPACE, CUSTOM CABINETS, EXTRA STORAGE, TILE FLOORING, RO WATER FILTER AND A PRETTY BRICK BACKSPLASH. INFORMAL DINING AREA WITH A VIEW OF BELTON LAKE. LARGE MASTER SUITE BOASTS A WALK-IN CLOSET AND A MASTER BATH WITH A GARDEN TUB AND A SEPARATE ADA SHOWER. HERE'S A BIG DEAL - ALL BATHROOMS HAVE HEATED FLOORS FOR NO MORE COLD FEET ON THOSE WINTER DAYS. TAKE A WALK OUTBACK TO SEE WHAT YOU'VE BEEN WAITING FOR. THE LARGE COVERED BACK PORCH GIVES YOU THE MESMERIZING LAKE VIEW AND A VIEW OF THE LAKE VALLEY. THIS IS THE PLACE YOU WILL GRILL AND CHILL. BACK YARD FEATURES AN EXCEPTIONAL IRON FENCE THAT DOESN'T BLOCK THE VIEW OF THE GREAT OUTDOORS. THE 916 SFT METAL BUILDING HAS 220/110, 2 ROLL UP DOORS FOR DRIVING IN AND ANOTHER FOR A SIDE ENTRANCE. GARAGE IS CURRENTLY USED AS A MAN-CAVE BUT CAN BE CONVERTED BACK FOR PARKING. 2 CAR CARPORT WITH STORAGE SHED THAT COULD BE USED FOR GOLF CART/MOTORCYCLE STORAGE WITH A SMALL GREENHOUSE ATTACHED. 2025 ROOF AND OTHER UPDATES TO INCLUDE SECURITY CAMERA'S, INTERIOR PAINT, PATIO DOOR, AND EXTERIOR LIGHTING. ALL OF THIS AND A LOW TAX RATE BEING OUT OF THE CITY LIMITS MAKES THIS PROPERTY AN OUTSTANDING VALUE. BELTON ISD.

5315 Denmans Loop, Belton

Listing courtesy of Native Real Estate. Contact: 254-228-6674
141 Woodland Trail, Belton
$240,000
3 Beds ⋅ 2 Baths ⋅ 626850 MLS
Welcome home! This charming 3-bedroom, 2-bath property in Belton ISD offers the space, flexibility, and location to make it your own. Whether you're looking for a place to put down roots, start a family, or find a home to enjoy for years to come, this property offers so many possibilities. The two beautiful mature oak trees in the front yard provide gorgeous shade and add to the welcoming curb appeal. The fully fenced backyard features mature trees and a covered porch, creating a wonderful space to relax, entertain, or enjoy the outdoors. A 12x16 storage shed, only one year old, provides excellent additional storage. With no HOA, you have the freedom and flexibility to enjoy your property your way. Located just minutes from Belton Lake and nearby boat access, you'll have easy access to outdoor recreation and all that the Belton area has to offer. And for those looking beyond a primary residence, this property also presents an excellent rental or investment opportunity, including the potential for a short-term rental. A home with this much flexibility, a great location, and so many possibilities is one you won't want to miss!

141 Woodland Trail, Belton

Listing courtesy of Coldwell Banker Realty. Contact: (254) 200-3800
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