Belton Homes under $400,000

This is the perfect home for first time home buyers or someone looking to size down! Its a 3 bedroom/2bath home with 2 living areas and out of the city limits which means that you can have a horse or 4-H animals. It sets on approximately 1 acre. It has several outbuildings including a barn\. It does need someone that can see the potential of this property.

1479 Luker Road, Belton

Listing courtesy of eXp Realty LLC. Contact: 888-519-7431

$249,000

5 Beds ⋅ 2 Baths ⋅ 627424 MLS

Welcome home to this beautifully updated five-bedroom, two-bathroom home offering the perfect combination of space, comfort, and modern style! Featuring a classic four-sided brick exterior, this inviting home is filled with thoughtful updates and charming details throughout. Step inside to discover fresh interior paint, new laminate flooring, new carpet, and updated light fixtures that create a bright and welcoming atmosphere. The spacious kitchen is sure to impress with gorgeous granite countertops, a stylish subway tile backsplash, stainless steel appliances, and a convenient pantry offering plenty of storage. With five bedrooms, there is plenty of flexibility for family, guests, a home office, or whatever suits your lifestyle! The primary suite offers a relaxing retreat complete with a double vanity, a soaking tub and shower combination, and a walk-in closet. An interior laundry room adds everyday convenience. Outside, enjoy the covered front porch, perfect for welcoming guests or enjoying your morning coffee, while the covered back patio provides a wonderful space for outdoor entertaining, weekend barbecues, or simply relaxing after a long day. Additional updates include fresh exterior paint and a new impact-resistant architectural shingle roof installed in 2026, offering added value and peace of mind. With its versatile layout, beautiful updates, and timeless brick exterior, this move-in-ready home has so much to offer. Don't miss your opportunity to make it yours!

2113 Jefferson Court, Belton

Listing courtesy of Two Lakes Real Estate. Contact: 254-316-9606

$199,000

2 Beds ⋅ 2 Baths ⋅ 625209 MLS

Belton ISD, half an acre, and minutes to I-35. This 2 bedroom, 1.5 bath home on S Wall St offers a rare combination of location, land, and affordability in one of Central Texas's most sought-after school districts. Inside, the open living area flows into an eat-in kitchen with range, built-in microwave, dishwasher, and refrigerator, creating an easy, functional layout for everyday living. A flex room with an adjoining half bath gives you options as a home office, playroom, guest space, or second living area. The real standout is the lot. At approximately 0.53 acres (roughly 110' x 208'), there is room to garden, play, entertain, park extra vehicles, add a shop, or plan for future expansion, subject to City of Belton guidelines. A covered patio, chain link fencing, mature trees, and a storage building round out the exterior. Practical features include a metal roof, central heat and air, natural gas, city water and sewer, and no HOA. Location is everything here. You are just off Loop 121 with quick access to I-35, making commutes to Temple, Killeen, Fort Cavazos, Georgetown, and Austin simple, while downtown Belton, UMHB, Belton Lake, and local shopping and dining are all close by. Whether you are a first-time buyer, downsizing, or looking for a property with room to grow, this is an opportunity to own land in Belton ISD at an attainable price point. Schedule your showing today!

2126 S Wall Street, Belton

Listing courtesy of Two Lakes Real Estate. Contact: 254-780-5466

$296,000

3 Beds ⋅ 2 Baths ⋅ 627334 MLS

Welcome home to this charming three-bedroom, two-bath property offering inviting curb appeal and a thoughtfully designed floor plan. Natural light fills the living spaces, creating a warm and welcoming atmosphere, while vaulted ceilings in the bedrooms add a sense of openness. Ideally situated near schools, shopping, dining, and a neighborhood park with a playground, this move-in-ready home offers the perfect combination of comfort, convenience, and easy everyday living.

428 Armstrong Drive, Belton

Listing courtesy of Covington Real Estate, Inc.. Contact: 254-939-3800

$318,500

3 Beds ⋅ 3 Baths ⋅ 627276 MLS

* Photos Coming Soon* Check out this beautifully maintained two-story home in the desirable Three Creeks subdivision of Belton. Built in 2016 and offering 2,167 square feet, this 3-bedroom, 3-bathroom home combines functional living space with thoughtful details and an ideal floor plan. The main-level primary suite offers convenience and privacy, featuring a spacious bedroom and an ensuite bathroom with a separate shower and large soaking tub. The kitchen features granite countertops and opens to the dining area, with a beautiful arched opening connecting the space to the living room for an open yet defined feel. A stunning staircase with iron balusters adds an elegant architectural touch and serves as a focal point of the home. Upstairs, the flex space provides room for a home office, game room, media area, or additional living space. There is no carpet in the main living areas or upstairs flex space, making everyday maintenance a little easier. A spacious indoor laundry room provides plenty of room for organization and storage. Beyond the home itself, Three Creeks offers an exceptional lifestyle with community amenities including walking trails, a volleyball court, playground, community fire pits, and private access areas along the Lampasas River for fishing, kayaking, and nature viewing. Conveniently located in Belton, this home offers comfortable living, attractive architectural details, and access to outdoor amenities that make Three Creeks such a desirable place to call home.

5126 Dauphin Drive, Belton

Listing courtesy of Real Broker, LLC. Contact: 530-355-1026

$340,000

3 Beds ⋅ 2 Baths ⋅ 627267 MLS

Sunrise views over Stillhouse Hollow Lake take center stage at this 3-bedroom, 1.5-bath home in Belton, TX. With 1,733 square feet and a private balcony overlooking the water, it offers a scenic setting for morning coffee, evening conversation, and watching the sky change colors. Inside, the open living and dining areas feature solid wood flooring, abundant windows, and an easy flow for everyday living and entertaining. Glass doors connect the gathering spaces to the outdoors, bringing the wooded surroundings into view. The kitchen offers extensive wood cabinetry, generous counter space, tile flooring, and a breakfast bar that keeps the cook connected to the conversation. Three bedrooms provide flexible space for guests, hobbies, or a home office. The full bathroom features two separate vanities and a tub/shower combination, while the laundry area shares space with the convenient half bath. Mature trees frame the home and complement its relaxed setting. Located less than 2 miles from the Stillhouse Park boat ramp, this Belton home with lake views puts boating, fishing, and time on the water within easy reach. Nearby schools and shopping, plus downtown Belton less than 10 miles away, keep daily conveniences close. Enjoy scenic sunrises, room to unwind, and convenient access to outdoor recreation on Stillhouse Hollow Lake.

4219 Birdwatchers, Belton

Listing courtesy of Keller Williams Lone Star Realty. Contact: 512-868-1771

$340,000

3 Beds ⋅ 2 Baths ⋅ 8868520 MLS

Sunrise views over Stillhouse Hollow Lake take center stage at this 3-bedroom, 1.5-bath home in Belton, TX. With 1,733 square feet and a private balcony overlooking the water, it offers a scenic setting for morning coffee, evening conversation, and watching the sky change colors. Inside, the open living and dining areas feature solid wood flooring, abundant windows, and an easy flow for everyday living and entertaining. Glass doors connect the gathering spaces to the outdoors, bringing the wooded surroundings into view. The kitchen offers extensive wood cabinetry, generous counter space, tile flooring, and a breakfast bar that keeps the cook connected to the conversation. Three bedrooms provide flexible space for guests, hobbies, or a home office. The full bathroom features two separate vanities and a tub/shower combination, while the laundry area shares space with the convenient half bath. Mature trees frame the home and complement its relaxed setting. Located less than 2 miles from the Stillhouse Park boat ramp, this Belton home with lake views puts boating, fishing, and time on the water within easy reach. Nearby schools and shopping, plus downtown Belton less than 10 miles away, keep daily conveniences close. Enjoy scenic sunrises, room to unwind, and convenient access to outdoor recreation on Stillhouse Hollow Lake.

4219 Birdwatchers Dr, Belton

Listing courtesy of Keller Williams Realty Lone St. Contact: (254) 721-3551

$90,000

3 Beds ⋅ 2 Baths ⋅ 627198 MLS

Perfect investment home in the heart heart of Belton

502 Mitchell Street, Belton

Listing courtesy of Duke Realty. Contact: 512-228-2886

$240,000

3 Beds ⋅ 2 Baths ⋅ 626850 MLS

Welcome home! This charming 3-bedroom, 2-bath property in Belton ISD offers the space, flexibility, and location to make it your own. Whether you're looking for a place to put down roots, start a family, or find a home to enjoy for years to come, this property offers so many possibilities. The two beautiful mature oak trees in the front yard provide gorgeous shade and add to the welcoming curb appeal. The fully fenced backyard features mature trees and a covered porch, creating a wonderful space to relax, entertain, or enjoy the outdoors. A 12x16 storage shed, only one year old, provides excellent additional storage. With no HOA, you have the freedom and flexibility to enjoy your property your way. Located just minutes from Belton Lake and nearby boat access, you'll have easy access to outdoor recreation and all that the Belton area has to offer. And for those looking beyond a primary residence, this property also presents an excellent rental or investment opportunity, including the potential for a short-term rental. A home with this much flexibility, a great location, and so many possibilities is one you won't want to miss!

141 Woodland Trail, Belton

Listing courtesy of Coldwell Banker Realty. Contact: (254) 200-3800

$318,900

4 Beds ⋅ 2 Baths ⋅ 626563 MLS

Ashford Homes presents the Sims Creek Plan. This beautiful home is finished with all the modern touches, granite counter tops, wood look ceramic tile flooring, black finished hardware and fixtures, stainless steel appliances, ceiling fans in all the rooms, LED lighting through out, garage door opener, full yard sprinkler system, full yard sod, wood privacy fence and 4-sided brick and stone. This home features 1889 square feet, 4 bedrooms, 2 full bathrooms, an open floor plan with the bedrooms split front and back, a large living room and large walk-in pantry.

2553 Cedar Glen Drive, Belton

Listing courtesy of HB Sheppard Real Estate. Contact: 254-541-2731

$282,900

3 Beds ⋅ 2 Baths ⋅ 626579 MLS

Ashford Homes presents the Cibolo Creek floor plan. This modern and efficient home features 3 bedrooms, 2 bathrooms and a 2 car garage. These homes include wood look ceramic tile floors, granite countertops, shaker style cabinets, stainless steel appliances, ceiling fans through out, 4 sided masonry, full yard sod, full sprinkler system, a wood privacy fence and a garage door opener. Don't miss this beautiful home.

2547 Cedar Glen Drive, Belton

Listing courtesy of HB Sheppard Real Estate. Contact: 254-541-2731

$205,000

4 Beds ⋅ 2 Baths ⋅ 626089 MLS

Discover your dream home nestled in a peaceful subdivision just moments from the serene waters of Lake Belton. Location is key, as you are incredibly close to Lake Belton. The Belton Lake Boat Ramp is your closest direct access point for a day on the water. For additional options, Carp Boat Dock and Franks Marina are also nearby, providing excellent slip and docking setups for all your boating needs. This inviting double-wide mobile home offers a spacious open floor plan perfect for comfortable living and entertaining. This home is featuring 4 bedrooms and 2 full baths, this property also includes a versatile bonus room that could serve as a home office, playroom, or media space. The heart of the home is a huge, open-concept kitchen that flows seamlessly into the main living areas. You will love the convenience of the large laundry room, which features a direct connection to the expansive master suite. The master bedroom is truly gigantic, providing a private retreat with ample space. The attached master bath includes a relaxing garden tub, a separate shower, and dual sinks to accommodate your daily routine. Step outside to enjoy the generous .57-acre lot, which offers plenty of space for outdoor activities and relaxation. The backyard is a standout feature, complete with established fruit trees and a unique outdoor wooden kitchen, making it the perfect setting for hosting gatherings or enjoying quiet evenings under the stars. This property combines the comfort of a well-appointed home with the lifestyle benefits of lakeside living. Schedule your visit today to see everything this wonderful home has to offer. Discover your dream home nestled in a peaceful subdivision just moments from the serene waters of Lake Belton. This inviting double-wide mobile home offers a spacious open floor plan perfect for comfortable living and entertaining.

113 Calvary, Belton

Listing courtesy of Axio Real Estate LLC. Contact: 254-379-2734

Belton Homes under $400,000

Newest Belton Homes under $400,000