Belton Homes under $250,000

Belton Homes under $250,000

Welcome to Belton, Texas – a hidden gem in Bell County that perfectly blends small-town charm with modern conveniences. Nestled in the heart of Central Texas, Belton boasts a rich history, vibrant community spirit, and abundant recreational opportunities. Known for its picturesque lakes and lush parks, this city is ideal for outdoor enthusiasts and families alike. Whether you’re enjoying a sunny day at Lake Belton or exploring the historic downtown area filled with quaint shops and local eateries, there’s always something to discover in this welcoming community.

For homebuyers seeking affordability without sacrificing quality, Belton offers a range of homes under $250,000. This price point opens the door to a variety of housing options, from cozy single-family homes to charming townhouses, making it an attractive market for first-time buyers, families, and retirees. With its strong sense of community and excellent schools, Belton is a fantastic place to put down roots.

Living in Belton means enjoying a slower pace of life while still being conveniently located near larger cities like Temple and Killeen, providing easy access to shopping, dining, and entertainment. The local economy is thriving, and the community is committed to growth and development, ensuring that Belton remains a desirable place to live for years to come.

If you’re looking for an affordable home in a picturesque setting with a vibrant community, Belton, TX, is the perfect place to call home. Explore the opportunities that await you in this charming city!

Newest Belton Homes under $250,000

1479 Luker Road, Belton
$190,000
3 Beds ⋅ 2 Baths ⋅ 627076 MLS
This is the perfect home for first time home buyers or someone looking to size down! Its a 3 bedroom/2bath home with 2 living areas and out of the city limits which means that you can have a horse or 4-H animals. It sets on approximately 1 acre. It has several outbuildings including a barn\. It does need someone that can see the potential of this property.

1479 Luker Road, Belton

Listing courtesy of eXp Realty LLC. Contact: 888-519-7431
2113 Jefferson Court, Belton
$249,000
5 Beds ⋅ 2 Baths ⋅ 627424 MLS
Welcome home to this beautifully updated five-bedroom, two-bathroom home offering the perfect combination of space, comfort, and modern style! Featuring a classic four-sided brick exterior, this inviting home is filled with thoughtful updates and charming details throughout. Step inside to discover fresh interior paint, new laminate flooring, new carpet, and updated light fixtures that create a bright and welcoming atmosphere. The spacious kitchen is sure to impress with gorgeous granite countertops, a stylish subway tile backsplash, stainless steel appliances, and a convenient pantry offering plenty of storage. With five bedrooms, there is plenty of flexibility for family, guests, a home office, or whatever suits your lifestyle! The primary suite offers a relaxing retreat complete with a double vanity, a soaking tub and shower combination, and a walk-in closet. An interior laundry room adds everyday convenience. Outside, enjoy the covered front porch, perfect for welcoming guests or enjoying your morning coffee, while the covered back patio provides a wonderful space for outdoor entertaining, weekend barbecues, or simply relaxing after a long day. Additional updates include fresh exterior paint and a new impact-resistant architectural shingle roof installed in 2026, offering added value and peace of mind. With its versatile layout, beautiful updates, and timeless brick exterior, this move-in-ready home has so much to offer. Don't miss your opportunity to make it yours!

2113 Jefferson Court, Belton

Listing courtesy of Two Lakes Real Estate. Contact: 254-316-9606
2126 S Wall Street, Belton
$199,000
2 Beds ⋅ 2 Baths ⋅ 625209 MLS
Belton ISD, half an acre, and minutes to I-35. This 2 bedroom, 1.5 bath home on S Wall St offers a rare combination of location, land, and affordability in one of Central Texas's most sought-after school districts. Inside, the open living area flows into an eat-in kitchen with range, built-in microwave, dishwasher, and refrigerator, creating an easy, functional layout for everyday living. A flex room with an adjoining half bath gives you options as a home office, playroom, guest space, or second living area. The real standout is the lot. At approximately 0.53 acres (roughly 110' x 208'), there is room to garden, play, entertain, park extra vehicles, add a shop, or plan for future expansion, subject to City of Belton guidelines. A covered patio, chain link fencing, mature trees, and a storage building round out the exterior. Practical features include a metal roof, central heat and air, natural gas, city water and sewer, and no HOA. Location is everything here. You are just off Loop 121 with quick access to I-35, making commutes to Temple, Killeen, Fort Cavazos, Georgetown, and Austin simple, while downtown Belton, UMHB, Belton Lake, and local shopping and dining are all close by. Whether you are a first-time buyer, downsizing, or looking for a property with room to grow, this is an opportunity to own land in Belton ISD at an attainable price point. Schedule your showing today!

2126 S Wall Street, Belton

Listing courtesy of Two Lakes Real Estate. Contact: 254-780-5466
502 Mitchell Street, Belton
$90,000
3 Beds ⋅ 2 Baths ⋅ 627198 MLS
Perfect investment home in the heart heart of Belton

502 Mitchell Street, Belton

Listing courtesy of Duke Realty. Contact: 512-228-2886
141 Woodland Trail, Belton
$240,000
3 Beds ⋅ 2 Baths ⋅ 626850 MLS
Welcome home! This charming 3-bedroom, 2-bath property in Belton ISD offers the space, flexibility, and location to make it your own. Whether you're looking for a place to put down roots, start a family, or find a home to enjoy for years to come, this property offers so many possibilities. The two beautiful mature oak trees in the front yard provide gorgeous shade and add to the welcoming curb appeal. The fully fenced backyard features mature trees and a covered porch, creating a wonderful space to relax, entertain, or enjoy the outdoors. A 12x16 storage shed, only one year old, provides excellent additional storage. With no HOA, you have the freedom and flexibility to enjoy your property your way. Located just minutes from Belton Lake and nearby boat access, you'll have easy access to outdoor recreation and all that the Belton area has to offer. And for those looking beyond a primary residence, this property also presents an excellent rental or investment opportunity, including the potential for a short-term rental. A home with this much flexibility, a great location, and so many possibilities is one you won't want to miss!

141 Woodland Trail, Belton

Listing courtesy of Coldwell Banker Realty. Contact: (254) 200-3800
113 Calvary, Belton
$199,900
4 Beds ⋅ 2 Baths ⋅ 626089 MLS
Discover your dream home nestled in a peaceful subdivision just moments from the serene waters of Lake Belton. Location is key, as you are incredibly close to Lake Belton. The Belton Lake Boat Ramp is your closest direct access point for a day on the water. For additional options, Carp Boat Dock and Franks Marina are also nearby, providing excellent slip and docking setups for all your boating needs. This inviting double-wide mobile home offers a spacious open floor plan perfect for comfortable living and entertaining. This home is featuring 4 bedrooms and 2 full baths, this property also includes a versatile bonus room that could serve as a home office, playroom, or media space. The heart of the home is a huge, open-concept kitchen that flows seamlessly into the main living areas. You will love the convenience of the large laundry room, which features a direct connection to the expansive master suite. The master bedroom is truly gigantic, providing a private retreat with ample space. The attached master bath includes a relaxing garden tub, a separate shower, and dual sinks to accommodate your daily routine. Step outside to enjoy the generous .57-acre lot, which offers plenty of space for outdoor activities and relaxation. The backyard is a standout feature, complete with established fruit trees and a unique outdoor wooden kitchen, making it the perfect setting for hosting gatherings or enjoying quiet evenings under the stars. This property combines the comfort of a well-appointed home with the lifestyle benefits of lakeside living. Schedule your visit today to see everything this wonderful home has to offer. Discover your dream home nestled in a peaceful subdivision just moments from the serene waters of Lake Belton. This inviting double-wide mobile home offers a spacious open floor plan perfect for comfortable living and entertaining.

113 Calvary, Belton

Listing courtesy of Axio Real Estate LLC. Contact: 254-379-2734
1007 E Avenue S, Belton
$239,990
4 Beds ⋅ 2 Baths ⋅ 626014 MLS
Welcome to 1007 E Avenue S in Belton! This well-designed 4-bedroom, 2-bath home offers a versatile floor plan with four-sided brick construction and plenty of space for everyday living. The spacious kitchen features a large walk-in pantry and flows into the main living areas, while a dedicated laundry room adds convenience. The generous primary suite includes a ceiling fan and a private bath with TWO separate walk-in closets, providing exceptional storage and organization. The thoughtfully designed mother-in-law floor plan places bedrooms 2, 3, and 4 on the opposite side of the home, offering privacy and flexibility for family or guests. A dedicated office/flex space provides the perfect spot for working from home, studying, hobbies, or an additional living area. With four bedrooms, two full baths, lots of storage, a 2 car garage and a practical layout, this home offers flexibility for a variety of lifestyles. Location is a major plus! Just approximately 1 mile from I-35, you'll enjoy easy access to Killeen, Temple, Georgetown, shopping, dining, entertainment, and everyday conveniences. Whether you're looking for space to spread out or a convenient Central Texas location, this home is ready to welcome you!

1007 E Avenue S, Belton

Listing courtesy of JPAR - Round Rock. Contact: 800-683-5651
2115 Jadd Street, Belton
$232,440
3 Beds ⋅ 2 Baths ⋅ 626435 MLS
This charming, single-story former model home showcases an open floor plan with wood-look glazed porcelain tile flooring and a spacious great room, creating the perfect setting for both entertaining and relaxing. A den provides space for a home office or tranquil retreat. The kitchen boasts flat-panel upper cabinets, durable laminate countertops and stainless steel appliances. Unwind in the primary bedroom, which features plush carpeting, a walk-in closet and connecting bath with a dual-sink vanity, Silestone® countertops and tub/shower combination. Additional highlights include a smart thermostat, Sherwin-Williams® interior paint, modern Moen® fixtures throughout and ceiling fans at great room, primary bedroom and den for year-round comfort.

2115 Jadd Street, Belton

Listing courtesy of Satex Properties, Inc.. Contact: (210) 880-5632
1128 Lindsey Circle, Belton
$249,900
3 Beds ⋅ 2 Baths ⋅ 626303 MLS
Welcome to 1128 Lindsay Circle in Belton! This beautifully remodeled home has been extensively updated inside and out, offering a fresh, move-in-ready feel. Exterior improvements include a new 30-year roof, siding, paint, windows, soffit, vents and fascia, garage door with electric opener, front door and hardware, porch lighting, 6x6 pressure-treated porch support columns, wood privacy fence, mailbox and house numbers, plus removal of old trees and shrubs. Inside, enjoy newly textured and painted walls, new baseboards, interior doors and hardware, electrical outlets and switches, waterproof LVP flooring throughout the main living areas, new carpet in all 3 bedrooms, blinds, smoke alarms and updated lighting. Major improvements include a new HVAC system with new vents and panel, plus a new water heater. The kitchen was expanded approximately 4 feet into the garage, creating additional space and functionality. It features new cabinetry and hardware, marble countertops, shelving, sink, faucet, disposal, dishwasher, stove, vent hood, recessed lighting and blinds. The living room features a new ceiling fan and 6 recessed lights, while the dining room has a new chandelier. Both bathrooms have been beautifully remodeled with new toilets, marble shower surrounds, shower fixtures, lighting and exhaust fans. The primary bath also includes a new shower base, glass shower door, sink faucet and mirror, while the main bath features a new vanity, mirror and sink faucet. Bedrooms offer new lighting, blinds and carpet, with new closet doors in the secondary bedrooms. The laundry room includes updated lighting and a new dryer vent cap. With extensive exterior, interior and mechanical improvements already completed, this home is ready for its next owner. Conveniently located near shopping, dining, schools and major roadways—schedule your showing today!

1128 Lindsey Circle, Belton

Listing courtesy of Colt Real Estate Group. Contact: 915-227-4913
731 E 13th Avenue, Belton
$239,000
3 Beds ⋅ 2 Baths ⋅ 626126 MLS
Updated 1948 Home on 0.37 Acres in Belton, TX. This well-maintained 1948 home sits on a large 0.37-acre lot balancing original character with functional modern updates. The exterior features olive-green siding, wood shutters, a covered front entry, and a concrete walkway. Inside, the layout features original hardwood flooring and updated paint throughout. The main living and dining area connects directly to an updated kitchen space, which includes a custom coffee bar station and decorative tile work. A large, dedicated laundry and utility room provides extensive oak cabinetry and countertop space for storage and organization. The layout includes a spacious primary bedroom with a large walk-in closet and an attached full bathroom with a claw foot tub and double vanity. The second bathroom features a chic decor. The house has one gas unit for heating, one electric unit for cooling, plus two mini-split heat pump a/c units which are electric. The property also includes a screened-in back porch that overlooks a deep, tree-shaded backyard with plenty of space for outdoor projects or entertaining. Located just minutes from central Belton's schools, shopping, and dining.

731 E 13th Avenue, Belton

Listing courtesy of Charter Real Estate Svc.. Contact: 254-778-6675
4049 Morgans Point Road, Belton
$199,900
3 Beds ⋅ 2 Baths ⋅ 626143 MLS
OWNER FINANCING NOW AVAILABLE!! HUGE PRICE IMPROVEMENT!! Take a look at this beautifully refreshed home in Morgans Point Resort! The property features a recent roof and A/C system replacement that delivers peace of mind from the start. The interior was modernized with new paint, carpet, fixtures, appliances, and cabinets, and countertops — all refreshed and ready for you. The layout is warm and inviting, with three bedrooms and one bath blending everyday living and entertainment. Outside, you will find mature trees and a privacy fenced backyard. The home sits on a nice lot convenient to Rogers Park boat ramp and Lake Belton. With its prime location, stunning upgrades, and proximity to Lake Belton, this is one of the most compelling offerings currently in Belton. Schedule your showing today!

4049 Morgans Point Road, Belton

Listing courtesy of Ashby Real Estate Group. Contact: 254-721-1944
139 E 13th Avenue, Belton
$169,900
3 Beds ⋅ 1 Baths ⋅ 625436 MLS
Welcome to 139 E 13th Avenue, a charming 3-bedroom home in the heart of Belton! Situated on a spacious corner lot, it pairs original character with thoughtful updates, including beautiful wood flooring, granite countertops, a gas range, and a cozy family-room fireplace. One of the bedrooms offers flexibility as a home office, hobby room, or guest space. Enjoy mornings on the covered front porch, plus the convenience of city utilities, a carport, and no HOA. Just minutes from the University of Mary Hardin-Baylor, Downtown Belton, dining, shopping, and major roadways, this home is full of possibilities. Schedule your showing today!

139 E 13th Avenue, Belton

Listing courtesy of Magnolia Realty Temple Belton. Contact: 254-213-6336
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