Cottonwood Shores Homes under $400,000

Cottonwood Shores Homes under $400,000

Welcome to Cottonwood Shores, Texas – a hidden gem nestled in the heart of Burnet County! This charming city, located just minutes from the stunning shores of Lake LBJ, offers a serene lifestyle surrounded by the breathtaking beauty of the Texas Hill Country. With its friendly community and picturesque landscapes, Cottonwood Shores is the perfect place to call home.

One of the most appealing aspects of Cottonwood Shores is its diverse selection of homes, particularly for those seeking affordable options under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this vibrant community has something for everyone. From cozy single-family homes to modern townhouses, you’ll find properties that cater to a variety of tastes and lifestyles.

Living in Cottonwood Shores means enjoying a laid-back atmosphere while still being close to essential amenities. With local parks, recreational activities, and easy access to nearby attractions, residents can indulge in a range of outdoor adventures, from boating and fishing on Lake LBJ to hiking the scenic trails of the surrounding hills. Plus, the charming downtown area is filled with delightful shops, restaurants, and community events that foster a strong sense of belonging.

In Cottonwood Shores, you’re not just buying a home; you’re investing in a lifestyle. With homes priced under $400,000, now is the perfect time to explore the possibilities and make this enchanting city your new home. Embrace the warmth of Texas living and discover the charm that awaits you in Cottonwood Shores!

Newest Cottonwood Shores Homes under $400,000

655 Oak Ln, Cottonwood Shores
$230,000
3 Beds ⋅ 2 Baths ⋅ 5200753 MLS
3 bed, 2 bath, 2 car attached garage, fabulous open concept floor plan w/ a lovely vaulted ceilings. Kitchen w/ a breakfast nook offers great storage and large island w/ granite counter tops. 655 Oak Ln has a pleasing view from the front porch! City of Cottonwood Shores offers it's property owner's access to beautiful Lake Marble Falls with a fishing dock and boat ramp, along with several children's play areas and a splash pad.

655 Oak Ln, Cottonwood Shores

Listing courtesy of TruStar Real Estate. Contact: (432) 288-3750
703 Fir Lane, Cottonwood Shores
$165,000
3 Beds ⋅ 2 Baths ⋅ 623292 MLS
Looking for an affordable home to call your own or a great investment opportunity? This beautifully remodeled 3-bedroom, 2-bathroom mobile home is ready for its new owner! Features include: 3 spacious bedrooms, 2 full bathrooms, new central HVAC, and new metal roof. Great option for first-time homebuyers, access to the Colorado river a plus. Excellent opportunity for investors, rental income, or Airbnb. Comfortable open floor plan between living, dinning and kitchen. Plenty of potential to make it your own Whether you're looking to stop renting, purchase your first home, or add an investment property to your portfolio, this one is worth a look!

703 Fir Lane, Cottonwood Shores

Listing courtesy of Century 21 Integra. Contact: (830) 379-7111
654 Maple Ln, Cottonwood Shores
$299,000
3 Beds ⋅ 2 Baths ⋅ 7477072 MLS
Built in 2022, this thoughtfully designed one-story home offers modern living in the heart of Cottonwood Shores. The open-concept floor plan features a spacious living area, dining space, and a well-appointed kitchen with a breakfast bar, oversized pantry, and abundant cabinetry—perfect for everyday living and entertaining. The private primary suite is separated from the secondary bedrooms and includes dual vanities, an oversized walk-in shower, and a generous walk-in closet. One secondary bedroom features a custom loft bed, creating additional floor space for a playroom, study area, or teen retreat, while the third bedroom is ideal for guests or a home office. Above the kitchen, a versatile loft provides the perfect space for a home office or reading nook. Outside, you'll find a covered carport with a large attached storage room, offering plenty of room for lawn equipment, tools, and outdoor gear. Located in the growing community of Cottonwood Shores, this home offers an exceptional lifestyle with parks, lake access, and local entertainment just minutes away. Enjoy walking distance to Aspen Park, Noah Thompson Park with access to Lake Marble Falls, and P Squared Skate Park. Multiple public boat ramps, including the Lake LBJ Yacht Club & Marina, are just minutes away, making it easy to enjoy boating, fishing, kayaking, and lake life. You'll also love nearby restaurants, Fresh AF Park with pickleball courts, live music, food trucks, and weekly community events, along with convenient access to Marble Falls and Horseshoe Bay. Adding to the home's long-term appeal, Cottonwood Shores plans a future roadway across Wirtz Dam that will provide a direct connection to Marble Falls, making access to shopping, dining, and amenities even more convenient. Additional Opportunity: The seller also owns the adjoining lots, which are not included in the sale but may be available for purchase separately. Contact the listing agent for details.

654 Maple Ln, Cottonwood Shores

Listing courtesy of Keller Williams Realty. Contact: (210) 254-2345
808 Pecan Ln, Cottonwood Shores
$349,990
3 Beds ⋅ 2 Baths ⋅ 7669886 MLS
Solid 3-bedroom, 2-bath home situated on a spacious double lot with a large barn and privacy-fenced backyard. Enjoy outdoor living from the covered front porch or the expansive covered side patio that runs the full length of the home, connected to a generous carport. Inside, you'll find an excellent floor plan featuring a large living area with a cozy wood-burning fireplace (electric insert excluded), a separate dining area, and a spacious kitchen complete with a breakfast bar and abundant workspace. The over-sized lot provides plenty of room for gardening, pets, hobbies, or additional outdoor activities, while the barn offers excellent storage, workshop space, or room for equipment. A great opportunity for those seeking comfort, functionality, and extra space both inside and out. Coswimmingttonwood Shores embraces an active outdoor lifestyle. Spend sunny afternoons or kayaking on Lake Marble Falls, launch your boat for a day on the water, or gather with friends and family at the community's waterfront park. Residents also enjoy a separate playground and skate park, allowing recreation for all ages. Perfectly positioned between Marble Falls and Horseshoe Bay, you'll enjoy the best of both worlds—easy access to Lake LBJ and all the recreation it offers, while remaining just minutes from shopping, dining, and everyday conveniences.

808 Pecan Ln, Cottonwood Shores

Listing courtesy of Horseshoe Bay ONE Realty. Contact: (830) 282-3389
652 Pecan Ln, Cottonwood Shores
$219,500
3 Beds ⋅ 2 Baths ⋅ 5566444 MLS
Nestled in the heart of Cottonwood Shores, this 3 bedroom, two bath home combines Hill Country charm with comfort and the convenience of lake-area living. City parks and a public boat ramp are located within the subdivision on Lake Marble Falls, offering excellent fishing opportunities in a beautiful lakeside setting. This home sits on two lots and includes two outbuildings for storage, as well as additional storage space in the carport. The home is ready for a new owner, with a new roof installed 2 years ago and new a/c installed a year ago. Located just minutes from Marble Falls and Horseshoe Bay, you’ll have quick access to shopping, dining, golf courses, wineries, and lake activities all year round.

652 Pecan Ln, Cottonwood Shores

Listing courtesy of Ranch Investments. Contact: (512) 755-1761
855 Aspen Ln, Cottonwood Shores
$400,000
4 Beds ⋅ 3 Baths ⋅ 6759552 MLS
NEW ROOF being done in August. Enjoy the charm of lakeside living at 855 Aspen Ln in Cottonwood Shores! This beautiful 4-bedroom, 3-bath home offers approximately 2,270 square feet of comfortable living space in a highly desirable area with NO HOA and incredible community amenities nearby. Perfectly positioned with water views and conveniently located close to the park, this property gives you easy access to everything that makes Cottonwood Shores special. Residents enjoy a neighborhood boat ramp, splash pad, multiple parks, and direct access to the beauty of the Colorado River winding alongside the community. Inside, the home features a spacious layout designed for both comfort and functionality. The dedicated laundry room includes rough-ins for a utility sink or even a dog wash station—adding flexibility to fit your lifestyle. Outside, mature trees provide shade and character, while the large storage shed and carport offer added convenience and practicality. Whether you’re looking for a full-time residence, weekend retreat, or investment opportunity near the water, this property delivers space, location, and lifestyle all in one. Come experience relaxed Hill Country living with water recreation and outdoor fun just moments from your doorstep!

855 Aspen Ln, Cottonwood Shores

Listing courtesy of Realty of America, LLC. Contact: (512) 788-9495
874 Pine Ln, Cottonwood Shores
$350,000
3 Beds ⋅ 2 Baths ⋅ 8266337 MLS
Charming 3-bedroom, 2-bathroom single-story ranch-style home situated on over half an acre, ideally positioned on a spacious corner lot directly across from the lake. Just a short walk away to the neighborhood boat launch and fishing pier. This well-maintained home offers a desirable split floor plan, a generously sized primary suite, and an inviting open-concept living area. The kitchen features granite countertops, stainless steel appliances, and ample workspace, along with an oversized walk-in pantry and adjacent mudroom. The primary bathroom has been thoughtfully updated, while recent improvements include updated appliances, a nearly new metal roof, HVAC system replaced in 2023, and a recently updated water heater—providing peace of mind for years to come. Outdoor living is equally appealing, with an expansive covered front porch and a covered back patio overlooking the nicely landscaped yard. The fully fenced backyard offers privacy and versatility, complete with a chicken coop and storage shed—ideal for hobby farming or additional storage. With no HOA or POA, there’s ample room to park your boat and fully enjoy the lake lifestyle. Residents of Cottonwood Shores benefit from a variety of community amenities, including a splash pad, skate park, and three waterfront parks known for excellent fishing. Conveniently located between Marble Falls and Horseshoe Bay and zoned to the highly regarded Colt Elementary, this property offers a perfect blend of comfort, functionality, and location. Find yourself at home here!

874 Pine Ln, Cottonwood Shores

Listing courtesy of My Texas Home Broker. Contact: (830) 201-4049
728 Driftwood Ln, Cottonwood Shores
$249,900
3 Beds ⋅ 2 Baths ⋅ 3965621 MLS
MAJOR PRICE REDUCTION! NOW $249,900. Also DIRECT FINANCING available with 5% down payment / 6.5% interest rate subject to seller's approval. Enjoy thoughtfully renovated 3 bedroom, 2 bathroom home with contemporary style throughout! $249,900 or $258,800 fully furnished for you just to move in! Kitchen with new cabinets and countertops. Stainless steel appliances included. Extended laundry room with 37 gal. electric heater washer and dryer (2025) included. Also enjoy spacious patio with new privacy fencing and extended roof great for outdoor living. Major upgrades include new framing, electrical system with LED lighting, five mini-split systems for individual climate control, plumbing, interior and exterior paint, new windows and doors. Includes 20x16 metal building for projects or storage. Spacious double lot-property with plenty of parking space. Few minutes away from local parks and lake boat ramp. Ten minutes away from Marble Falls and Horseshoe Bay. Schedule your showing today and discuss financing option!

728 Driftwood Ln, Cottonwood Shores

Listing courtesy of Zina & Co. Real Estate. Contact: (830) 265-0310
4307 Cottonwood Dr, Cottonwood Shores
$324,999
3 Beds ⋅ 2 Baths ⋅ 5213563 MLS
Motivated Seller! Home is located just down the street from average and upscale restaurants, entertainment area with public available use pickleball courts. Close to the Community Center and Park. House is located in the city zoned CUD(Conditional Use District). For possible business use, your business plan would have to be submitted to the City for approval. Hail damaged roof doesn't leak, but can be replaced with an acceptable Offer before Closing. Foundation has some settling issues, and home is being sold "As Is" regarding that issue. Home would make a good Rental and /or 1031 Tax Exchange - Buy and Hold property for future Commercial uses based on it's close location to the popular area happening spots!

4307 Cottonwood Dr, Cottonwood Shores

Listing courtesy of Our House Real Estate, LLC. Contact: (830) 308-8609
829 Pine Ln, Cottonwood Shores
$288,900
3 Beds ⋅ 2 Baths ⋅ 4113906 MLS
Seller offering 2 Discount Points towards an interest rate reduction! Must sell this house this month!! No Reasonable Offer Refused. Lets make a deal!! New Home With Lake Marble Falls Access, This new construction modern style single story home is built by a local custom home builder on a quiet street in the beautiful Lake Marble Falls community of Cottonwood Shores. Nestled in the trees is this fantastic home with soaring ceilings, tons of windows and custom quality features. There are 2x6 exterior walls for great insulation for very low energy bills! The light and bright open floor plan brings natural beauty into every room and makes you feel right at home! The gourmet kitchen is central to the open living area and has stone counters and a tile backsplash. This is an easy living one story home with 3 bedrooms and two bathrooms all on one floor. The main bedroom has a large ceiling fan and a bath with dual vanities. Cottonwood Shores is a quiet community, simply the perfect area to enjoy the lakeside lifestyle. The home is just blocks away from the HOA Park with a boat ramp, picnic areas, beaches, fishing dock and private community center. Boat ramp is on the constant level Lake Marble Falls which allows for year round boating. What a perfect place to live, close to Horseshoe Bay, Marble Falls, Scott White Hospital, Wineries and an easy drive to Spicewood, Bee Cave and Austin. This home is just being completed now and ready for You!

829 Pine Ln, Cottonwood Shores

Listing courtesy of RE/MAX River City. Contact: (512) 336-9800
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