Georgetown Homes under $400,000

Georgetown Homes under $400,000

Welcome to Georgetown, Texas – a hidden gem in Williamson County that beautifully blends the charm of small-town living with the vibrancy of modern amenities. Just a short drive from the bustling city of Austin, Georgetown offers residents a picturesque setting, complete with stunning historic architecture, lush parks, and a vibrant downtown area filled with local shops and eateries.

One of the most appealing aspects of Georgetown is its affordability. For those seeking a new home without breaking the bank, you’ll be delighted to discover a diverse selection of homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Georgetown has something for everyone. From cozy bungalows nestled in tree-lined neighborhoods to spacious family homes with modern features, the options are plentiful.

The community is known for its excellent schools, friendly atmosphere, and numerous recreational opportunities. Residents can enjoy outdoor activities at the scenic San Gabriel River, explore the beautiful parks, or partake in the vibrant local arts scene. With a calendar brimming with events, including the popular Red Poppy Festival, there’s always something exciting happening in town.

Georgetown’s welcoming spirit, combined with its affordable housing market, makes it an ideal place to put down roots. If you’re ready to find your dream home in a community that offers both charm and convenience, Georgetown is waiting for you! Come explore all that this delightful city has to offer and discover why so many are choosing to call it home.

Newest Georgetown Homes under $400,000

4309 Sw Buffalo Ford Rd, Georgetown
$395,000
4 Beds ⋅ 3 Baths ⋅ 3668918 MLS
No back neighbors! Soaring ceilings, and total flexibility in Georgetown’s coveted Lively Ranch! Backing directly to serene parkland, this light-filled 4-bedroom, 3-full bath retreat pairs soaring 12 ft and two-story vaulted ceilings with an effortless main-level layout 2,428 sq ft gem impresses from the moment you step inside. The main level offers an open great room with elegant flooring, granite countertops, white shaker cabinetry, and a main-floor primary suite plus two additional bedrooms. Upstairs, discover a versatile game room and a private 4th bedroom suite with a full bath—ideal for multigenerational living, long-term guests, or a dedicated home office. Complete with a covered patio with a lovely open view. Enjoy resort- style community amenities, fitness center, park, picnic area, swimming pool, jogging trails. Prime access to Downtown Georgetown, Wolf Ranch Hwy 29 and 183

4309 Sw Buffalo Ford Rd, Georgetown

Listing courtesy of REALM Real Estate Professionals - West Houston. Contact: (281) 870-0000
no property photo
$379,000
5087769 MLS
The two-story architectural design of this 1960-square-foot residence at 3103 Whisper Oaks Ln provides a structured layout featuring two full bathrooms and one half bathroom. Situated within the city of Georgetown, this property offers an adaptable environment suited for daily routines and convenient shopping including CostCo, Lowes, etc. Great proximity to major thoroughfares and walking distance to elementary and middle schools. Inside, the residence presents defined spaces across its efficient floor plan, establishing distinct areas for daily living and household utility. The interior dimensions optimize the square footage, allowing for versatile configurations in how the rooms are utilized. The exterior encompasses a 0.17-acre lot, providing 7,405 square feet of land. This manageable outdoor space offers potential for recreation and landscaping endeavors while requiring minimal maintenance.

3103 Whisper Oaks Ln Unit A & B, Georgetown

Listing courtesy of Keller Williams Realty Lone St. Contact: (512) 789-8111
312 Debora Drive, Georgetown
$369,999
3 Beds ⋅ 2 Baths ⋅ 626112 MLS
Step inside and fall in love with a beautifully remodeled home where modern style meets effortless comfort. Set on a desirable corner lot in a quiet community, this thoughtfully updated property delivers an elevated lifestyle without the luxury price tag. From the moment you enter, the attention to detail is evident. Luxury vinyl plank flooring flows throughout the home with NO CARPET, creating a sleek, cohesive look that is both stylish and easy to maintain. The inviting living room centers around a beautiful gas fireplace with mantle—the perfect setting for cozy evenings or entertaining guests. The kitchen is both beautiful and functional, featuring all-new built-in gas appliances, custom built-in shelving, and a large pantry providing exceptional storage. Ceiling fans in every bedroom and the living room add year-round comfort, while a water softener provides an added touch of convenience. Outside, the generous corner lot offers exceptional flexibility. The large yard has been freshly seeded and backyard features a large covered patio complete with ceiling fan for comfort. The side-entry garage adds to the home’s curb appeal and functionality with a double gate access to side yard, making it ideal for storage of recreational equipment. For added peace of mind, minor foundation repairs were completed in 2026 and include a transferable warranty. A low 1.8% tax rate and NO HOA adds even more value. Enjoy the best of both worlds: a peaceful neighborhood with an elementary school within the community, while remaining just minutes from IH-35 and Wolf Ranch shopping, dining, and everyday conveniences. Beautifully remodeled.

312 Debora Drive, Georgetown

Listing courtesy of JPAR - Round Rock. Contact: 800-683-5651
122 Bass St, Georgetown
$339,000
2 Beds ⋅ 2 Baths ⋅ 1909470 MLS
Discover the charm of this popular Cypress floor plan, located in one of Sun City's original neighborhoods and featuring the quality construction of Del Webb! From the moment you step through the impressive 8-foot entry door, you'll appreciate the spacious feel created by 10-foot ceilings, beautiful wood and tile flooring, plantation shutters, and elegant crown molding in the main living area. NO CARPET and NO STEPS—inside or out! The kitchen features a new refrigerator and dishwasher, while other important updates include a 2024 roof, 2024 water heater, and 2018 HVAC. Enjoy outdoor living with generous covered porches in both the front and back, perfect for morning coffee, afternoon relaxation, or visiting with neighbors. A small fenced yard provides a convenient space for your four-legged friend, and the property extends well beyond the fenced area. And the location? It's a winner! Just around the corner from a walking trailhead and approximately one mile from the Texas Drive Amenity Center and Legacy Golf Course, you'll have easy access to so much of what makes Sun City special. Moving in couldn't be easier! The refrigerator, washer, and dryer all convey, and most of the furniture is available, too. This well-maintained, move-in-ready home is ready for its next chapter—and yours!

122 Bass St, Georgetown

Listing courtesy of ERA Brokers Consolidated. Contact: (512) 868-0403
121 Flowering Cactus Ct, Georgetown
$393,499
4 Beds ⋅ 3 Baths ⋅ 7365625 MLS
The Roseman - This new two-story home offers desirable elements including a convenient study and a secluded owner’s suite with a spa-inspired bathroom, both located on the first floor. An open plan showcases the main living space shared between the kitchen, living and dining areas. On the second floor are three additional bedrooms and a flexible game room that provides additional entertaining and leisure space. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

121 Flowering Cactus Ct, Georgetown

Listing courtesy of Keller Williams City-View. Contact: (210) 696-9996
116 Kimberwick Ct, Georgetown
$383,250
2 Beds ⋅ 2 Baths ⋅ 1178131 MLS
NEW CONSTRUCTION BY DEL WEBB HOMES! Complete and ready! Relax in Hallmark floor plan's open kitchen, spacious gathering room, and private owner's suite. Explore this welcoming home design from Del Webb.

116 Kimberwick Ct, Georgetown

Listing courtesy of ERA Experts. Contact: (512) 270-4765
119 Rain Lily Ln, Georgetown
$369,900
2 Beds ⋅ 2 Baths ⋅ 1952113 MLS
Meticulously maintained & thoughtfully updated, this Sun City home backs to a greenbelt with abundant wildlife. Beautiful, easy-to-maintain landscaping & a mature tree welcome you, while the 2-car garage features an added mini-split HVAC. Freshly painted, the home offers the Dickinson flor plan with expansive windows with new plantation shutters in the kitchen, flex room, & patio door, new wood floors throughout the main living areas, tile in the kitchen, & new carpet in the bedrooms. The living room flows seamlessly into the kitchen, featuring granite countertops, crisp white cabinetry with pullout drawers, all-new stainless steel appliances, including an ultra-quiet Bosch dishwasher, a classic subway tile backsplash, & a pantry. A breakfast area provides a spot for casual meals, while the dining area is ideal for special occasions. A flex room offers space for an office. The primary bedroom features a bay window & an updated ensuite bath with a shower with seating & a walk-in closet. An additional bedroom includes its own closet & is located near an updated full bath. A floored attic provides additional storage space. Your living space extends to the screened patio, perfect for relaxing or entertaining throughout the year. The fenced backyard offers an extended patio with a natural gas firepit & grill hookups where you can watch wildlife, & enjoy greenbelt views with a small spring-fed waterhole. Living in Sun City means enjoying a resort-style lifestyle with 2 fitness centers, 3 golf courses, 8 pools, tennis, pickleball, & bocce courts, a state-of-the-art computer center, & more. Explore more than 145 clubs, special-interest groups, & community activities designed to inspire connection & enrichment. Nearby shopping, dining, recreation, & everyday essentials including medical facilities, the city market, Legacy golf course, & Mulligan's. along with convenient access to TX-195, I-35, & the airport, complete this inviting blend of comfort, nature, & active living.

119 Rain Lily Ln, Georgetown

Listing courtesy of KWLS - T. Kerr Property Group. Contact: (512) 851-8350
218 Bonnet Blvd, Georgetown
$331,990
3 Beds ⋅ 2 Baths ⋅ 8582496 MLS
Welcome to your dream home in the heart of the highly sought-after Rancho Sienna community with a full inspection already complete! This immaculate single-story gem is ready to impress, with a fantastic floor plan that feels even better than new with refrigerator, washer and dryer included. The moment you step inside, you'll be greeted by beautiful hardwood floors and a spacious, elegant atmosphere, highlighted by tall tray ceilings with crown molding. The updated kitchen is a chef's delight, boasting Quartz countertops, a 5-burner gas stove, and a charming window over the sink that offers a lovely view of the backyard and covered patio. Every window in the home is adorned with wood-look blinds, adding a warm touch to the space. The main living and dining areas have been thoughtfully upgraded with modern fixtures and hardware, creating a stylish and welcoming environment. The bedrooms are tucked away down a private hallway, ensuring peace and privacy. Both secondary bedrooms are generously sized and filled with natural light, each featuring ceiling fans for comfort. The primary bedroom is truly a retreat, with large windows that overlook the beautiful backyard. You'll love the spacious walk-in closet and the en-suite bathroom, complete with double vanities, recessed lighting, and a large walk-in shower. Step outside to discover your upgraded backyard oasis, perfect for entertaining or simply unwinding after a long day. The xeriscaped yard now includes pave stones, a charming pathway, and a new patio with a pergola the ideal spot for outdoor dining and relaxation. Located just off Highway 29 and Ronald Reagan Boulevard, Rancho Sienna offers easy access to everything you need, from H-E-B to medical facilities, restaurants, shopping, and golf courses. Plus, the historic Georgetown Square is just 8 miles away, and this home feeds into the award-winning Liberty Hill ISD. Don't miss your chance to see this fantastic home today!

218 Bonnet Blvd, Georgetown

Listing courtesy of LPT Realty, LLC. Contact: (512) 657-8306
1500 Northwest Blvd Unit 426, Georgetown
$215,000
2 Beds ⋅ 1 Baths ⋅ 5672495 MLS
ONE OF GEORGETOWN'S BEST VALUES! OWNER OFFERING A 2/1 INTEREST RATE BUYDOWN WITH FIRST-YEAR RATES POTENTIALLY AS LOW AS 5% FOR QUALIFIED BUYERS! Why rent when you could own a beautifully updated 2-bedroom, 1-bathroom condo with ALL MAJOR APPLIANCES INCLUDED, REFRIGERATOR, DISHWASHER, MICROWAVE, OVEN/RANGE, AND WASHER/DRYER COMBO! Move right in without the added expense of purchasing major appliances! Welcome to Cedar Ridge Condominiums, where modern updates, low-maintenance living, and exceptional value come together! This thoughtfully designed residence features an open living and dining area, quartz countertops, new shaker-style cabinetry, stainless steel appliances, updated lighting, fresh paint, and a beautifully refreshed bathroom. The functional floor plan maximizes every square foot for comfortable everyday living. Cedar Ridge features upgraded large and small dog parks, an improved playground, community grilling area, and a future clubhouse/media room currently in development. Enjoy the convenience of condo living without the demands of maintaining a traditional single-family property. Location is another standout! Conveniently situated near Downtown Georgetown, Southwestern University, grocery stores, shopping, restaurants, schools, and everyday necessities, Cedar Ridge puts everything you need within easy reach. UPDATED INTERIORS. ALL APPLIANCES INCLUDED. COMMUNITY AMENITIES. LOW-MAINTENANCE LIVING. AN INCREDIBLE PRICE POINT! Whether you're a first-time buyer, downsizing, or simply looking for an affordable place to call home, Cedar Ridge offers outstanding value. DON'T MISS THIS OPPORTUNITY! Ask about the owner's 2/1 interest rate buydown and available buyer incentives. *Rates are not guaranteed and are subject to buyer qualification, lender approval, loan terms, and market conditions. Verify HOA coverage and amenity availability.

1500 Northwest Blvd Unit 426, Georgetown

Listing courtesy of Serhant Texas, LLC. Contact: (281) 768-8265
701 Hays Hill Dr, Georgetown
$399,900
4 Beds ⋅ 3 Baths ⋅ 5381945 MLS
Premium Corner Lot | low 1.8% tax rate! | 4 Beds 3 Baths + Flex Space | Backs to a greenbelt | Zoned to highly-rated schools | Nearby Lake Georgetown | Beautifully maintained & situated on a premium corner lot in Gatlin Creek, this inviting home offers spacious interiors in a prime location. The open floor plan features expansive windows & wood-look tile throughout the main living & wet areas. The living room flows seamlessly into the dining area & kitchen, where quartz countertops, an island with bar seating, crisp white cabinetry with pullout drawers, stainless steel appliances, a subway tile backsplash, & a pantry combine style with everyday functionality. A main-level bedroom near a full bath provides a convenient space for guests or a home office. Upstairs, a large flex space offers room for a game room, media lounge, or additional living area, alongside the primary suite & two additional bedrooms. The spacious primary bedroom features an ensuite bath with a dual vanity, shower, & walk-in closet. Two sizable secondary bedrooms each offer their own closet & share a full bath. Outside, the large fenced backyard provides plenty of room to play, garden, or gather, while the covered patio is an inviting spot for morning coffee. Enjoy community amenities including parks, playgrounds, & trails, with nearby Lake Georgetown & a wealth of shopping, dining, & recreation adding to the appeal. Easy access to I-35, TX-195, & Hwy 29 keeps you connected to everything the surrounding area has to offer.

701 Hays Hill Dr, Georgetown

Listing courtesy of KWLS - T. Kerr Property Group. Contact: (512) 851-8350
118 Bronco Dr, Georgetown
$294,900
2 Beds ⋅ 2 Baths ⋅ 9278104 MLS
Sitting on a quiet street within the Sun City community, this Del Webb-built 2 bedroom/2 bath w/study Medina (Long) plan is just waiting for its new owner. The open concept floor plan, with kitchen/dining/living open to one another as the heart of the home, lives very comfortably. A very nice curb appeal and enclosed porch with pergola are bonuses! With recent (2026) exterior paint, new roof on its way and a fenced back yard already in place, this home deserves your consideration! Come live your best life in Sun City Texas!

118 Bronco Dr, Georgetown

Listing courtesy of ERA Brokers Consolidated. Contact: (512) 868-0403
1500 Northwest Blvd Unit 421, Georgetown
$215,000
2 Beds ⋅ 1 Baths ⋅ 4482340 MLS
Quartz countertops, shaker-style cabinetry, and stainless steel appliances anchor the kitchen of this updated, one-story condominium. Situated at 1500 Northwest Blvd Apt 327 in Georgetown, this residence features a functional layout with an open floorplan connecting the kitchen, dining, and living areas. The updated culinary space includes a breakfast bar, stone counters, a pantry, built-in features, and modern flooring. Essential appliances are provided, including an electric range, electric cooktop, electric oven, microwave, refrigerator, dishwasher, and a washer/dryer combo. The living space features ceiling fans, blinds, and wood floors that create a warm, inviting atmosphere. The home contains two bedrooms and a refreshed bathroom featuring a vanity and built-in tub. The primary bedroom area includes a walk-in closet with built-in features, and the unit offers a dedicated laundry closet equipped with a washer hookup. Smoke detectors are installed for safety. Cedar Ridge Condominiums offers future and current community improvements, including an upgraded playground, grilling area, dog park, green space, and a planned clubhouse. The property provides convenient access to Downtown Georgetown, Southwestern University, shopping, restaurants, grocery stores, and schools. A 2/1 interest rate buydown is available to qualified buyers, subject to lender approval, loan program, market conditions, and applicable terms. Inquire to learn more about this homeownership opportunity and additional buyer incentives.

1500 Northwest Blvd Unit 421, Georgetown

Listing courtesy of Serhant Texas, LLC. Contact: (281) 768-8265
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