Elgin Homes under $400,000

Elgin Homes under $400,000

Welcome to Elgin, Texas – a charming city that beautifully blends small-town warmth with modern convenience. Nestled just 20 miles east of Austin, Elgin is known for its rich history, vibrant community, and a welcoming atmosphere that draws residents and visitors alike. With its picturesque downtown area, Elgin boasts delightful local shops, cozy cafes, and a variety of restaurants that serve up the best of Texas cuisine.

Outdoor enthusiasts will find plenty to love in Elgin, with numerous parks and recreational facilities that offer ample opportunities for hiking, picnicking, and enjoying the great outdoors. The city is also famous for its annual events, such as the Elgin Hogeye Festival, which celebrates the local culture and brings the community together in a festive spirit.

For those seeking a home in this delightful city, Elgin offers a range of properties under $400,000, making it an attractive option for first-time buyers, families, and anyone looking to invest in a growing area. Whether you’re searching for a cozy cottage, a spacious family home, or a charming bungalow, Elgin has something to suit every taste and budget.

With its affordable housing options and proximity to the bustling city of Austin, Elgin is the perfect place to settle down while still enjoying easy access to urban amenities. Explore the possibilities of calling Elgin home – where community spirit meets affordable living in the heart of Texas!

Newest Elgin Homes under $400,000

18312 Stellers Sea St, Elgin
$299,900
4 Beds ⋅ 3 Baths ⋅ 8964331 MLS
The Marek is an inviting two-story home designed for your growing family. The first floor features a spacious open-concept layout, along with a luxurious master retreat. Upstairs, you’ll discover a fun game room and three roomy bedrooms. Ample storage throughout the home includes multiple walk-in and linen closets, providing all the space you need. The Marek comes with a host of stylish upgrades at no extra cost, starting with its impressive curb appeal, highlighted by professional front yard landscaping and a beautiful ¾ lite front door. Inside, you'll find a chef-ready kitchen complete with granite countertops and top-of-the-line stainless steel appliances. Additionally, the home is equipped with smart technology, including a programmable thermostat, a Wi-Fi-enabled garage door opener, and much more!

18312 Stellers Sea St, Elgin

Listing courtesy of LGI Homes. Contact: (281) 362-8998
23808 Grackle Cv, Elgin
$324,499
5 Beds ⋅ 3 Baths ⋅ 1665523 MLS
The Santo - This new two-story home is host to an inviting open-concept layout on the first floor, featuring access to a covered patio for optimal entertaining and multitasking. Two bedrooms are tucked away to the side of the home, including the luxe owner’s suite with a full bathroom and walk-in closet. A versatile game room shares the second floor with three additional bedrooms. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

23808 Grackle Cv, Elgin

Listing courtesy of Keller Williams City-View. Contact: (210) 696-9996
23800 Grackle Cv, Elgin
$267,499
3 Beds ⋅ 2 Baths ⋅ 2840991 MLS
The Aruba - This new home offers a modern and low-maintenance design. An open-concept floorplan with convenient access to a covered patio provides seamless entertaining and multitasking. All three bedrooms are tucked away to the side of the home for improved comfort and convenience, including the luxurious owner’s suite with a spa-inspired bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

23800 Grackle Cv, Elgin

Listing courtesy of Keller Williams City-View. Contact: (210) 696-9996
23717 Grackle Cv, Elgin
$244,999
4 Beds ⋅ 2 Baths ⋅ 7883774 MLS
The Barlow - This new two-story home is host to an open-concept floorplan on the first level combining the kitchen, dining area and family room for effortless entertaining and multitasking. A versatile game room is located upstairs near four bedrooms, including the luxe owner’s suite with a spa-inspired bathroom and generous walk-in closet. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

23717 Grackle Cv, Elgin

Listing courtesy of Keller Williams City-View. Contact: (210) 696-9996
23617 Firelight Dr, Elgin
$239,999
4 Beds ⋅ 2 Baths ⋅ 3937046 MLS
The Morrow - This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner’s suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

23617 Firelight Dr, Elgin

Listing courtesy of Keller Williams City-View. Contact: (210) 696-9996
210 Cider Creek Dr, Elgin
$255,410
3 Beds ⋅ 2 Baths ⋅ 2727438 MLS
Welcome to 210 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! Inside, you’ll be greeted by an open concept living space, light-filled interior, and thoughtful features. In the heart of the home, the kitchen showcases premium features such as a center island, Miami White Silestone countertops, light brown cabinets, and stainless-steel appliances with a gas range. Beside the kitchen, a cozy dining area offers a bright and inviting space for casual meals and conversation. Just off the garage, a mud room and utility closet offers maximum laundry organization. The primary suite is the perfect way to start and end your day with a walk-in closet, walk-in shower, and a semi-private water closet. Other amazing highlights include 5 panel interior doors, a open front porch, and more! Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.

210 Cider Creek Dr, Elgin

Listing courtesy of New Home Now. Contact: (512) 328-7777
216 Amity Bower Dr, Elgin
$242,490
3 Beds ⋅ 2 Baths ⋅ 6088598 MLS
New build community in Elgin by Blossom Homes with affordable pricing. Call us today!

216 Amity Bower Dr, Elgin

Listing courtesy of DHS Realty. Contact: (972) 979-8413
232 Amity Bower Dr, Elgin
$258,890
4 Beds ⋅ 2 Baths ⋅ 8368456 MLS
New build community in Elgin by Blossom Homes with affordable pricing. Call us today!

232 Amity Bower Dr, Elgin

Listing courtesy of DHS Realty. Contact: (972) 979-8413
23908 Stagg St, Elgin
$287,999
4 Beds ⋅ 2 Baths ⋅ 7756072 MLS
The Sherman - This new two-story home features a luxurious owner’s suite on the first level, offering a tranquil retreat with a full bathroom and walk-in closet. A nearby open-concept layout encourages seamless transitions and multitasking between the kitchen, living and dining areas. On the second floor, a versatile game room provides a convenient shared living area near three additional bedrooms. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

23908 Stagg St, Elgin

Listing courtesy of Keller Williams City-View. Contact: (210) 696-9996
13028 Torrey Reynolds Dr, Elgin
$299,900
4 Beds ⋅ 2 Baths ⋅ 7743892 MLS
LOCATION...SOLAR PANEL SYSTEM ADDED[$25k]....Experience the epitome of spacious, one-story living in this splendid home that seamlessly blends comfort and style. Boasting 3 bedrooms, office and 2 bathrooms, the Frio floor plan offers an ideal layout for families and individuals alike. The home features solar panels, granite countertops, and stainless steel appliances. Please note that a refrigerator is not included

13028 Torrey Reynolds Dr, Elgin

Listing courtesy of PSG Real Estate Services LLC. Contact: (512) 523-5900
14533 Gurneys Eagle Dr, Elgin
$220,000
4 Beds ⋅ 2 Baths ⋅ 7000636 MLS
Welcome to this spacious 4 bedroom, 2 bath home in Elgin’s Eagles Landing community! The thoughtfully designed single story floor plan offers plenty of room to spread out, with an open living area, multiple dining spaces and abundant natural light throughout. The kitchen features a center island, breakfast area and an open connection to the main living space, perfect for everyday living and entertaining. The private primary suite includes a generous walk-in closet and an ensuite bath with dual vanities, a separate shower and soaking tub. Three additional bedrooms provide flexibility for family, guests, a home office or hobby space. Outside, enjoy a fenced backyard with no immediate rear neighbor and views toward the adjoining greenbelt. An attached two-car garage, dedicated laundry room and convenient location near Elgin schools round out this well-designed home. Conveniently located minutes from Highway 290 & downtown Elgin, 21 miles from Bastrop, 28 miles from Austin Airport, 26 miles from downtown Austin, 15 miles from the Samsung Factory in Taylor, and 25 miles from the Tesla plant.

14533 Gurneys Eagle Dr, Elgin

Listing courtesy of Sterling & Associates R.E.. Contact: (512) 281-3336
110 W Point Way, Elgin
$275,000
3 Beds ⋅ 2 Baths ⋅ 7433964 MLS
Welcome home to this charming single level brick home, beautifully maintained inside and out. The well kept landscaping creates great curb appeal, while the open floor plan provides an inviting flow throughout the main living spaces. The kitchen opens seamlessly to the dining and family rooms, making everyday living and entertaining a breeze. The spacious primary suite features a ceiling fan, carpeted flooring, and a private full bath with a double vanity and standing shower. Outside, enjoy a generously sized backyard with plenty of grassy space, a covered porch perfect for relaxing on warm days, and a wood privacy fence. This well cared for home offers comfortable living with a wonderful blend of indoor and outdoor spaces. Conveniently located minutes from Highway 290, 5 miles from downtown Elgin, 19 miles from Bastrop, 27.3 miles from Austin Airport, 25 miles from downtown Austin, 18 miles from the Samsung Factory in Taylor, and 24 miles from the Tesla plant.

110 W Point Way, Elgin

Listing courtesy of Sterling & Associates R.E.. Contact: (512) 281-3336
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